If it wasn't for BALPA we would all be paying for our type-ratings, and Ryan Air pilots would be paying for just about everything except the fuel. Wait a minute.... Good old BALPA. In the last 2 companies that I have worked for BALPA have agreed nothing with the company. 'Negotiations' have broken down on just about every occasion, and the company has made it's own decision. BALPA are a self serving waste of money. I refused to have anything to do with them years ago.