max,
Your religious belief in HUMS as omniscient and all-knowing is comforting, but totally misplaced. So too is your belief that "the way it is operated" somehow makes studs break or not.
Please, I would bet you are very good at something (I earnestly believe everyone is good at something). Please tell us what that is, and stick to that.
It is almost pathetic to see you appeal to anonymous posters on a rumor web site for assurances. I understand how you feel, but cannot for the life of me understand how you are attempting to put your fears aside using the (sometimes) inane posts of strangers who (like me) do not even believe themselves enough to post with their real names.....