How many captains out there know what the legal ratio of adults to children should be?
I know it. I mention it to the Senior whenever large groups of youngsters board.
What safety rules do you ignore, or can't be bothered learning?
If this is such an issue from an insurance perspective then why were the kids allowed to embark in the first instance?
Because they don't necessarily check in as a group, so it is not necessarily obvious that the Terms and Conditions of their travel is not being met, until they gather together at boarding.