Bunnyhop,
I would seriously consider putting your plans on hold for the moment. Oxford will tell you that the market will be good in a year's time but as someone said earlier, this will allow the more experienced pilots and FI's (at present) to be soaked up and make the transition to the airlines. It's pretty bleak at the moment and that's not doom and gloom only the truth.
In answer to the title on your post:
'Am i mad?'
errrrm at this moment in time, yes!