The whole point of this thread is to educate people who are not in the industry to not be taken in by the marketing spiel of the FTO's.
Used to be and should be, but sadly isn't.
The target audience has long since unplugged, due to the boredom of looking at yet another graph "educating them" about the fact we are in recession. I can just see it now; wannabe logs on to pprune sees a plunging graph and says "Good grief! Really? I hadn't heard we were in bad economic times!?!"
If help to wannabes is intended, perhaps the debate should move on from Sybil Fawlty's specialised subject on mastermind.