AIPA doesn't do a loss of license scheme (anymore).
All QF crew have loss of license through the company which pays about $750K- this is at nil cost to the crew member although I'm sure it was 'paid for' at some stage in return for less of a pay rise.
We did do income protection for a while (about 2000 or so?!?) but the costs became so exorbitant that it eventually got wound up.
Another QF guy or gal will happen along shortly to correct any of the above if I've got it wrong.