Theres a few around but personally I dont have any. I have health and Home insurance thats it, oh yeah 3rd party for my car but hell I drive like a grandpa! Regards to career well so be it, if I am mildly incapacitated to lose my license I'll do something else if its serious then I have health insurance to cover me. At the end of the day I believe most insurance is a con job anyway, yes its valuable at times but hell for comprehensive insurance for my car worth about 15k they want 600 dollars a year I mean come on its been 6 years almost 30%the value, no thanks... but probably some will reply with a few options, I do know that the premiums have increased the last few years and the benefits slightly dropped compared to yesteryear, but there are still a few around, GL!