FMCINOP
Did you also read the bit where pay-outs are based on you not being
eligible to hold a medical
anywhere in the world for the next 5 years.
So, for example, if beautiful downtown Bangladesh changes its medical standard to allow your disability, under the terms of the policy, if you had been paid (?), you would be liable for restitution to the insurer. No matter that you have no desire or ambition to go fly in B'desh.
And did you notice that disability benefits are limited to 2% of insured benefit, per month, for a maximum of
just 12 months. i.e 24% of nominated benefit.
Talk about a second rate policy!
Maui