WWW,
Just for reference the proposed terms for the new 'flexi-crew' are significantly better once you have done the £1k a month (plus sector pay) for six months.
The standard terms for the HSBC loan repayment would be that the repayments would start after this 6 month period.
The only rub would be if there were no requirements for any flexicrew or full time FOs once the 6 months would be up, but who knows what might happen with the new optimising software.
jb