Remember back in 2000 when a boss would not pay my holiday pay. Being a fanancial member, called the AFAP and asked for some help.
"Sorry, we are too busy."
I got busy and got my money. The AFAP got none of my money (or support) from that point on.
There are much better options out there than the AFAP, they know it and now are getting very desperate to keep members.
I wish the Virgin guys all the very best and hope that they can start looking out for themselves.