I did not say 'we', I said 'you'.
Hiding in a group is simply another way of transfering individual responsibilty to others. Each individual is responsible for their own actions and the consequences of them.
If you choose to buy a type rating and/or line training, then you are also responsible for the consequences thereof. You and nobody else.
Once people accept that personal responsibilty goes a bit further than just ensuring that 'I'm all right Jack', things might start to change.