I did my training, not in any debt, I have another job I can do while I wait for employment. What's the problem?
Good for you! However, some of us would have to get into serious debt to get a ticket (avg cost: US $60K).
Some of us don't have that kind of financial backing to be debt free at the end of a CPL/CFI/ATPL checkride. Not trying to be a pessimist here. More like realist...