I'm not 100% sure about this, but I would say the upfront costs on TOP of the deferred $80K is more around $30K. Swinburne has a description of the associate program quoting around $110K for the entire course (hence the additional upfront costs).
As for QF paying the cadets while undergoing training.....I'll let you figure that one out
With regards to CIPP - It all depends on the demand, etc at the time of graduation...some may not even be offered CIPP altogether. QF does not guarantee anything so you have to certain this is the right path for you before spending the $$.
Good luck
