Integro, I don't think an MECIR is just about not taking risks.
MECIR is new way of precision flying. I've heard stories about highly experienced pilots with thousands of VFR hours behind them but when they jump into the cockpit to learn an initial IR, it reduces the greatest and bravest men to tears.
I've just done my initial MECIR and know the feeling is just that. It truly humbles the human spirit and I take my hat off to the instructors who teach it.
Hope all goes well for you, and happy landings.