I'm a wannabe who has been following this thread with great interest since it started and yes my plans have changed considerably in response to the current turmoil. I was initially planning to go the integrated route courtesy of my friendly neighbourhood bank manager but now plan to save as much as I can and go the modular route, paying as I go along, (funny how this time last year a 70k+ loan seemed like a sound investment but now seems more like insanity). Hopefully in 4-5 yrs when i'm the proud owner of a faptl things will start to look up in terms of recruitment. so thankyou to WWW, Heli-port,ChrisLKKB, spinnaker and everyone else who was shared their experience/advice and helped me make (hopefully) the right choices.
