All this and yet there are still people on threads not too far from here asking how they can get themselves into £70k-100k of debt to join at the back of a very very long and growing queue of people with both a frozen and un-frozen ATPL looking for jobs..... I hate to be rude but I am gonna be anyway.... some folks are just f**king stupid..... but I guess people like that with such a lack of financial sense are a large part of the reason we are in this mess anyway..... I despair sometimes.