WWW I am coming off a very low base
... I actually withdrew several thousand pounds of hard currency from a bank 2 weeks ago as "emergency funds" in case the whole system ground to a halt.... I never thought I would ever be doing that but it was looking so so bad at that stage.
There is plenty of misery to come but the chance of "life as we know it" changing is subsiding from where I sit. I can stomach a harsh mind numbingly bad recession... in fact I would bet that is what we will get... but as you know it was looking much much worse than that at one stage.