Inner,
You live in a dream world.
FR pay and package is poor, when you do as Pilot Pete says and cost things up.
It's not all about just take home pay.
As Pete says, pray you don't get ill at FR, you will be down the road with no help. And believe me, your money will not last long on unemployment benefit.
I know about getting ill. I am 34 and just got diagnosed with Leukaemia. Thank God I work for a decent outfit, where I have been paid full pay for 6 months and will keep getting paid at 75% for a long time.
And if I die? My wife and child are well cared for.
What will your family get?