I'd be very reluctant to part with my money for a licence which is yet to be proven. Just look at the MPL pilots who
worked for Sterling. Yes they just happened to be the last through the door but they're also going to find it even harder to find another job compared to the average job seeking pilot.
I'd try not to let your finances dictate what licence you head for! It could end up costing you more in the long run, not just money!
S88