This is not about me, I have tough skin and and more than happy to take the personal flak that is typically aimed at people that are the bearers of bad news. I like the idea that it was the "big brained suits" that got us into this.... the everyday people who borrowed beyond their means and are now failing to fullfil obligations they signed up to are also at the heart of this problem.... they are not "victims".... they are just as bad/guilty as the big brained suits.
What has happened in the past is history... what young wanabees can alter is the future and spending money on a flashy integrated course today is a bigger risk than it was 1-2 years ago. If you disagree with what I am saying or can offer evidence it is factually incorrect feel free to offer evidence to the contrary... this is an open forum after all.