I'm not going with PJ, its
extortionate. The final straw was putting premiums up by £200 in a month or so.
I'm shopping around seein as I have time. Found a policy today, almost identical, for medical (inc flying) and personal possessions. PJ say £720 for these 2 policies, Travel Direct quote £270 per 12 months (~£350 assuming 18 months at most). The only major difference is possessions are only covered for 1.5k rather than 3k.
Still looking into it but just goes to show how much of a premium PJ are adding on for the convenience of this 'tailored' pack...
I'll post details when I have some solid info.