my point is we were told not to take less than 5%.it is what we want and should not accept less. i do understand how hard it is and know they are trying hard.i know qf are hard to deal with but i find it hard to understand how you all believe it is a great deal. better than the first? yes a little. great to see level 3 gone? yes and hope next time level 4 gone. but do not try and tell me we won the fight. it may be selfish but it is what pays my bills.