CarltonJudd (stupid fkg name anyway) and Take five - Take a good hard look in the mirror at yourselves both your posts appear selfish and arrogant
I see a minimum of 4% for ALL per year, I'm not happy as it's not 5% but I'm not among the individuals spending countless and it appears (from your posts) thankless hours of their OWN time bettering our young men and women.
Gotta love someone who takes potshots in an anonymous forum but is too p!ssweak to stand for office.
To both of you I ask did you vote this system in ?, reap the rewards and now complain because you have reached the point that has been fkg some people (almost half our membership) over for five to ten years !
In the end whether you vote for it or against it there will always be consequences
Clipped you have often shot from the hip, good to see you are willing to give credit where credit is due