Oh, for heaven's sake RVDT, what are you on about? Do you want your coffee poured for you as well? Maybe you should try bizjets or some such where the trolley dolly can serve you breakfast? And don't forget, your coffee should be served by reaching it behind your back and across your left shoulder (assuming you're the CAPTAIN in the left seat) in case, God forbid, it might spill on the centre console - or your pants!!
At the end of the day, formal IFR ops require require two pilots, no matter what the circumstances - in some cases, it's two people, on others it's one person and a computer.
If, in a two-crew cockpit, one is incapacitated, there's only one left to do it all - that's an emergency and will be declared as such. Moreover, if the aircraft is required to be operated two crew, one pilot flying is illegal - unless it's it's a declared emergency. And if, as is often the case, the junior co-jo is the one left holding the controls, he or she may not have even taxied the aircraft recently..........
If, in a SPIFR cockpit, the autopilot/FD fails, that's an emergency and foolish the pilot who doesn't, at the very least, alert ATC and request minimum manoeuvring and straight in to whatever is available. Even more foolish is the pilot who doesn't keep him or herself in current practice for flight under the IFRs.
If you don't want to share your cockpit with an autopilot or a Flight Director, that'a a matter for yourself but I'm not buying the idea.
And if you want two crew AND the FD, I'm not sure what the two of you are going to be doing? Both of you watching it in case it quits.......?
Or do you need all that time and spare capacity to make sure it finds its own way from waypoint to waypoint, eh? After all, you're the one putting in those waypoints and YOU couldn't be wrong, could you?
SPIFR is part of the job from time to time. A bit like powerline patrols or flying cameras - if you don't like it, don't bloody do it!!