Nashers,
Thankyou, thankyou thankyou!
That has made it al so clear! I sense i was being a bit simple! but you have helped me understand it in my novice language.
So, It really is (to be honest) so much better to do the whole ATPL and the ME IR in the long run.
Sheesh - its so much money, and i really am so concerned about being able to raise that sort of capital - let alone within 3 years!!
It seems like, once i have obtained my PPL I'm going to have to consider taking out some sort of loan so i have no restrictions on me being able to complete in the set time. The UK, by far seems the best place to continue my training after my PPL.
Thanks everyone, I feel i understand it all so much better,
Special thanks to Nashers and Adios - you help has been invaluable to me and you really have helped to steer me in the right train of thought.
Thanks for being so patient!
JohnGV

