Sadly, no pension plan or retirement scheme at Gulf Air for non-GCC nationals, only an end-of-service indemnity, so you will have to do your own retirement financial planning.
Fortunately, if you are keeping your costs of living in check, maintaining regular contributions to some sort of scheme of your choosing is very possible. I deal with Zurich International, and until now have been very pleased with this arrangement.
Although I am very pleased overall with my T's and C's at Gulf Air, this is an area where the Company could improve. I believe Emirates has some sort of a scheme although I am not very familiar with the conditions.
At the same time, I do take some satisfaction with knowing the score and doing my own planning, after seeing what happened to pension plans at a number of US Carriers, where guys for years thought that their T's and C's package included a pension plan, but their company used that money for daily operations and when Chapter 11 rolled around, the piggy bank was actually empty. I am surprised that lynch mobs were not formed.