If you would have said that you are happy to have made it so far, and want to pass your passion to other young people to experience what you've had, OK.
If you would have said that you feel lacking some valid experience and wanted to progress in the world of aviation by this traject, OK.
But, as long as you think instructing is " some time off " I would recommend to place your little money that you have got left elsewhere.
BTW, is this how you were treated in your FTO, instructed by people more interested in any other kind of ops than what you have been paying for ?
And for any advice on your topic, you will always get what you pay for, and the joy of having paid less, will be forgotten when the sorrow of poor quality remains....