So, you want to instruct so as to keep flying.
A cheap and 'not of the highest quality' course is OK by you, is it?
Well it might not be OK by your poor suffering students
Why not just hire an aircraft and fly at your own expense, not at the expense of some newcomer who expects and deserves a dedicated career professional, not some self serving cheapskate who thinks because he has just got ihs ATPL he is God's gift to aviation.
Poor financial situation? Oh dear how sad. Shelf filling at Tescos sounds about right to improve your situation.