With thanks for the honesty so that we can all learn, AND not wishing my comments to be an aside/negative view on either of the posters
After a PPL and CPL (what's that? 15 hours foggles?) I thought I had this 'instrument flying' lark pretty nailed.
I know of an examiner in the UK who has recently flown IMC with PPL(H)s in unstabilised singles
Perhaps these two quotes show clearly what the CAA and flying schools should be targetting. And the extent of the 'problem' that pilots themselves are trying to address, of course acknowledging that only those interested and willing to learn will attend the evenings.