Bear in mind that this sort activity is at best dodgy, at worst illegal. Corporate man slaughter is the charge that will follow if there was an accident and a passenger died as a result.
Furthermore, the insurance companies will use all means at their disposal not settle the claim, including third party liabilities. This means that if found guilty, you would have to pay all the compensation yourself. This being a potentially huge debt, probably for life.
What sort of sentence do you get for corporate man slaughter, anyone know?