It gets worse if it has long range tanks fitted. The flying club once allocated me and a quite petite lady pilot a 150 with long range tanks for a fly-out to Alderney. We determined that it was not possible to make the flight safely and legally given the increase in empty weight caused by the long range tanks and made the trip in a different a/c.
That said, an examination of the limitations on most a/c in the GA fleet will reveal that the design concept was based on people somewhat smaller and lighter than we tend to be today (or on some wishful thinking on the part of the design team).