Lumpsumus Exaggeramus
The only thing more exaggerated than the size of one's dong (a Chinese musical instrument) is the size of some other guy's (or girl's) lump sum payout and what can be done with it. Take an American Airlines guy at 60 with a $4m lumpsum..properly invested for inflation it would pay a fully taxable $160k for life...years from social security or medicare..and if American, who make no secret at all about BANKRUPTCY as a management tool (there's that dong again), carry it out...no retiree medical, etc., etc., and IF the PBGC get pulled into it (count on it)...they will retrotactively go after a big chunk of that lump sum (up to three year lookback). Hillary or Barrack will help themselves to the rest. Keep Your Seat.