I'm 36, with wife, mortgage and 3 children and I've suppressed this dream for too long now and know if I don't take the opportunity to make aviation a career now, I'll have to live with the regret for the rest of my life.
Having partially satisfied the flying bug with cheaper options such as gliding and paragliding, I've realised that although they are fantastic forms of flying (and well worth considering if powered flight is prohibitively expensive), they are very weather dependant, time consuming and hard to fit in around family commitments. Despite my mounting debts due to training costs, flying as an occupation is the way forward for me, whether that takes me to an airline, instructor post or crop spraying in Kuala Lumpa.
If you have a dream of flying now, that dream will not leave you. Consider how you will feel if you don't pursue your dream.