Having recently researched the HSBC/OAT PSL, I'd like to set the record straight because most of what has been posted is incorrect.
They offer up £25K unsecured and sometimes require a parental guarantee for this loan, but not always. Interest rate is base rate plus 2-3/4% and they do give deferred repayments with the due date six months post training.
They offer up to £50K secured against home equity. Repayments deferred until six months post completion. Interest rate is base rate plus 2%.
The original poster seems to be going down the Modular route, so those who assume he is looking for £50K or £60K are reading too much into the thread. The maximum HSBC will loan for Modular training is £25K, either secured or unsecured.
They definitely will not grant the loan to anyone who has filed bankruptcy, even if it is discharged.
I spoke to the the HSBC Oxford loan officer about this only a month ago, plus several email followups, so I'm pretty sure my facts are up to date. Both loans are a PSL, no payments during training, 11 years to repay £50K or 8 to repay £25K, first payment due six months after completion of the training.