conflict alert,
What can I say...been there done that, therefore I know what I'm talking about.
As an average NZer, if you buy almost everything on credit you may be fine, but it is a constant struggle. Of course as an ATCO you earn considerably above average, but I would suggest that NZ ATCOs are amongst the worst paid in the so called western hemisphere. And getting taxed around 30 per cent on your comparatively low salary is just plain ridiculous.