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Old 20th Nov 2007, 09:09
  #59 (permalink)  
Three Blades
 
Join Date: Jan 2005
Location: UK
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A word of advise for anybody using the SCC:
If you get a judgement in your favour, do not wait for a few weeks to see if the defendant pays up but go straight to enforcement. If a company knows that they have a court judgement against them then they may start to 'move' assets. The sooner that you can get the balifs in the better. They may still get nothing but at least you have given it your best shot.

Stories like this ought to serve as a warning for the many people that pay for large chunks of hours up front. In doing so you are simply making a loan to the company and accepting interest in the form of a reduced hourly rate. First you should ask whay a company does not want to borrow from the bank and second you should think what your reply would be if you were just asked to make them a loan. Sadly, warm feelings of going flying can sometimes override our more headstrong side.

One point to bear in mind is if you paid for your hours by credit card then you may be able to enlist the card company to help you get the money back. (This does not apply so well to debit cards).

TB
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