Right Choice - read the fine print !
Key features of the new scheme
To align our medical plans with current market practice, a “user contribution” element (i.e. co-pay) will be introduced. Employees will therefore be responsible for a co-pay of HK$50 per GP and Physiotherapist visit and $100 per Specialist visit under the new scheme. Recent benchmarking studies show that other companies and insurers have either adopted or are intending to introduce this practice). The co-pay is NOT for offsetting medical expenses.
The erosion continues.....