flyingbuddha: great call mate
sure we've all gotta do the hours building thing, but that doesn't mean you act like a doormat or work for free. everyone has bills to pay, pilot or not and if work isnt paying you enough to pay these, best grow a pair and ask your boss for a raise or find a new job and set out your terms in the interview, (even for those bug smashing 210 jobs!), beggers cant choosy!!!
paying for an endorsement like 73... or a320......
depends if they're paying you enough to live comfortably and make the repayments for the loan. if they pay you **** and want you to shell out for an endorsement then thats the same as flying a 210 around the bush for an operator who says he's doing you a favour by giving you hours. bottom line is if they want you to pay for an endorsement they'd better be making it worth your while in salary!
this is something that instructors should tell you during your training.