Mickeyp - No need to risk it all
Mickey, I understand your dilema. When I was choosing, the big schools couldn't offer personal training, the small ones threw in possible lack of availability of a/c and even financial instability.
Everone is different, student and schools. My reccomendation is to look at schools with a long, good history of CPL/IR training not necessarily those with shiny new planes. I had a choice of two being PAT and Bonus. I would reccommend both fully as they are both excellent at doing their best for the student. You should steer clear of any with bad press as there is no smoke without fire.
Go, no go? Any doubt - No doubt!!
PM if you want any specifics.
Cheers.