I'm with BT with a home hub and 8 megs. I keep a reasonably constant download speed all day, but it does depend on the site I'm downloading from, Microsoft and Rapidshare for example come down at around 700 to 750 KBs, on the other hand if you go onto some of the ftp sites it can be in the 100KBs region. If you're using P2P stuff then remember that 12 to 1300 is when the people in the States come on line so the networks gets much busier.