Do not buy TR
People do not have a lot of money, I think the problem is that young kids prefer get in debt and get pay peanuts but have the "I am flying a 737" than work on small planes and go up in size slowly (without having to pay)
The only problem is that forces everyone to have a TR since the companies will exploit this "big time" like they are doing it right now.
Why do I need a MCC why do I need a TR why do I need a ATPL written. To fly a plane(and get pay) you only need the Commercial License.
Accidents, I am afraid we will see more and more soon. And thank God(or whatever entity you believe on, or just luck) they are flying planes that fly by themselves. Not like this weekend Thai disaster....
Get an FI license and learn a bit before anything else....... specially now that they pay is good (it will allow you to wipe out that debt in 1 year!) and there is plenty of FI jobs in the world.