Older HDBs are a bit basic, the principle behind them being mass housing as quickly as possible. Progressively they are being upgraded with priority given to areas that voted for the Peoples Action Party (Singapore Government)
Newer HDBs, and a class called HDB Executive are very acceptable. HDB Executive is indistinguishable from private condos and typically includes pool, tennis court, gym, BBQ area, and even sauna and jacuzzi. HDB estates are well planned with easy access to shop, schools, doctors and transport. You can manage easily without a car.
True rents have gone up a huge amount recently. Most people I talk to coming to the end of a two year lease are looking at an 80-100% increase. Some of the most desirable areas in town have gone up 300%.
Most pilots cannot afford the top end of town in their home countries and shouldn't expect to in Singapore. How many London pilots live in Mayfair/Knightsbridge/Kensington ?
S$3500 will get a perfectly acceptable place but not in a prime area. Yes you will be living more with locals then expats but if that isn't a problem you can save a lot of money. Shop prices in the expat areas are geared towards foreigners.
Public transport is excellent, safe and cheap. Many schools have their own bus and pick the kids up from home.
It is a very westernised country with almost everyone speaking English. Quite easy to adapt to, the more "local" you go the cheaper it gets.
I would take a HDB over a council estate anyday.
