PingDit,
Yes, you're right, this has been asked many times before. This is the way to look at it; flying pay is pensionable, but the MoD chooses not to make contributions on your behalf for that component of your pay. That's one of the main reasons why few pilots want to stay in the Career Spine!
However, you're quite at liberty to make contributions yourself, and there are lots of companies that will help you make Additional Voluntary Contributions (AVCs) based on your flying pay.
But be warned, if you pay into AVCs until you are, say, 40 years old, join the Professional Aircrew Spine and then take a full pension based on that pay (on which the MoD makes a full contribution), the tax man might decide that you have too big a total pension when you finally retire. So the general rule is to take professional advice.
Last edited by LFFC; 11th Aug 2007 at 16:47.