Notwithstanding the fact that time to command will be delayed. The top captain band is year 17 as a senior captain. Added to the 2 years as a captain we have 19 years of increments. If age 65 is achieved then a fair number of captains will achieve year 17 some time before their retirement age. This company has a track record of not extending bands, take the case of the flight engineers on the classic that have been frozen on year 10 for some considerable years effectively losing money each year due to inflation.
There needs to be some guarantee that these bands will be extended to years 25 or whatever before this package is taken further.
Don't assume it will be sorted in the future!!