Many thanks all.
I think I've more or less made my mind up now - I'm gonna go modular. The reason being that if I plan it well enough I can do it all in a similar timeframe and for a lot less cash.
Ok at the end of the training I won't have a job (and perhaps my chances are less than going integrated) but then again I won't owe any money either as the £40k - £50k should be sufficient to cover the whole cost.
Thanks again to all those that have posted - I look forward to posting again.
Llen.