Chill out mucker you have roughly 2-years to get your ticket according to reg,s.Just get your NPL first at 35 hours then worry about the rest the only thing you might want to consider the longer the time between lesson adds to the refresher and practise training which will add an additional 2000 at least on to your flight training.Maybe after your xcountry trip take time off work to finish off the rest and book your flight test.
Good Luck
