I don't own any aeroplanes - I just own the arse that's strapped to them!
There are going to be quite few eyes opened in the next while. With the drought the last few years, plenty of pilots haven't seen real bad weather before.
At the end of the day, if your aeroplane, conditions,ability or combination of any isn't/aren't up to it - make a command decision & don't fly.
It's that simple.