"I tried coming up with some stats"
I heard one a few years back, not sure if its true or how they came up with it that Horse riding has an accident rate worse than rugby league and freefall parachuting combined!
Horse riding is Dangerous, and you will have to deal with Helicopters,cars,sudden loud noises, plastic bags stuck on barbed wire fences etc etc
If your not prepard to accept the high level of risk involved then don't get on the horse in the first place
Green Flash
I've often wondered why kids are allowed on the roads on a horse but not on a motorbike