Yes, I had a good look through some of the documents I printed off at the time of making my decision to go PAS and then the AFPS05 change. There's a whole paragraph about how you will lose part of your flying pay under AFPS 75 then a much smaller paragraph about the PAS scheme saying.....these personnel may not have to complete a 5-year ROS as AFPS 05 is a final salary pension scheme. Its the word "may" thats a bit ominous! Anyway I rang Glasgow yesterday and a very nice lady said she would send me a pension prediction. Again these say at the top that they are not binding, so you could leave, and find they are wrong
