My understanding is we pay 60K to the airline effectively
The bank charges us interest at 8%var (including 8% on any interest owed)
Airline pays back 1000pm to us for 7 years = 84k
we continue paying the loan for a few years after that untill we personally pay 46k[total interest]-(84k[airlines]-75[total loan]k)=approx 37k
Oh well, keep telling my self 'itll be worth it'
Or maybe 'my calc.s must be wrong, ignore it'
As i said, these are only rough calcs, I'd probably w8 till we get the HSBC interview where they will hopefully show up the repayent sched.